Built in 1871, this brick masonry bank survived the fire that swept through downtown Falls Village in 1900. Its neo-classical symmetrical form is distinct in the Falls Village Historic District, graced by a small Palladian window flanked by a pair of elliptical windows. Interior historic details are intact including curved glass entry way, tin ceilings, windows, corner fireplace, wainscoting, moldings, and original safe. This building was lovingly restored by its current owner, including repair and refinishing of the half-sawn oak floors on the ground level. Maple flooring was installed in the upper floor. Electrical service was upgraded, central air conditioning installed, and gallery lighting added to the second floor. The building rests on a foundation of massive limestone blocks. The entrance is a raised portico, supported by flanking triple columns. This building is adaptable and can be used as either commercial, work-live, or residential.